8 ways to save money that don't really work
Get Rich / / January 06, 2021
1. Do not go to the doctor if you feel unwell
Any diseases are easier and cheaper to treat at the initial stages - an axiom that everyone knows. But in reality, a third Every third will not go to doctorsRussians do not seek medical help when they need it. Every seventh - so as not to spend money on a doctor and tests. In most cases, the strategy of "hurt and stop" fails miserably: ailments turn into chronic diseases, which require a lot of money, nerves and time. The real savings on health are regular check-ups, even when nothing hurts, check-ups with the dentist twice a year and the purchase of good health insurance.
2. Buy low-quality alcohol
The dispute about safe doses of alcohol for the body can be considered closed: WHO has confirmed There is no safe level of alcohol, new study confirmsthat any amount of alcohol is bad for the body. But there are still some nuances. If you drink quality alcohol in moderation, its effects are less destructive (and good wine and beer even have
Beer and Wine: Health Benefits some useful properties). Cheap alcohol can easily turn out to be fake, and the health consequences of its use are unpredictable, because low-quality alcohols and artificial additives are very toxic. The only sensible way to save on alcohol is to drink less often, but choose only high-quality drinks.3. Cut back on food
You can save on food, but only when it does not turn into a hunger strike. A person can last a long time on pasta with ketchup, but such a diet will not bring anything good to the body. Lack of vitamins and nutrients entails Malnutrition: Definition, Symptoms and Treatment weight loss, fatigue, decreased concentration and leads to all kinds of stomach problems and even depression. To save on food wisely, replace expensive products with more budgetary ones. For example, meat - for vegetable protein in the form of beans or chickpeas, fresh vegetables - for frozen. Take snacks from home so you don't waste money when you get hungry. But do not deprive yourself of a nutritious diet and food variety.
4. Lose educational and career opportunities
Paid courses, workshops, events and lectures are not primary human needs. Therefore, many abandon them in an attempt to save money. However, if you do not get a promotion at work for a year because you do not speak English, but you can't learn from YouTube videos, it's time to review the allocation of funds and sign up for courses. In turn, events are a great chance for networking, expanding your circle of business acquaintances and potential benefits for your career. Evaluate not only current spending, but also prospects. Yes, you will spend now, but in the future this investment will take you to the next level and will pay off.
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5. Take unnecessary because of discounts and promotions
Taking ten yoghurts for the price of five and throwing out seven of them because you didn't have time to eat them is such a savings. Marketing suggestions can be very tempting. The red price tags with the crossed out price, the “just for today” sale, the “buy two and get the third one for free” promotion create a sense of profit. But it is not there, if in principle you were not going to buy this thing. At the same time, discounts really help save money if you track price changes for something useful and catch the moment when it falls.
6. Don't set aside a budget for entertainment. At all
If you save every penny for months and limit yourself in everything except the bare essentials, life may not be your joy. Of course, you will be warmed by the thought that money is being saved up for something important. But sometimes pleasant dreams about the future are not enough, you want to allow yourself something here and now. To prevent constant restrictions from driving you to a situation where you break loose and spend your entire salary, allow yourself something interesting from time to time. It is an outlet that will strengthen your endurance. Most importantly, fun should be a planned, not a spontaneous waste.
7. Trying to fix house breakdowns yourself
When dripping from the pipe, you can save some money on calling a plumber and solder everything yourself. But there is always the risk of accidentally doing something wrong, hitting the wrong pipe and flooding the neighbors. If you are not sure that you are an engineer with your mother, entrust your faulty washing machine and sparkling wiring to professionals. An inept attempt to fix it can only worsen the breakdown, and this will result in more expensive repairs. Do not forget that in some cases, self-intervention in the equipment will void the right to warranty service from the manufacturer.
8. Buy clothes and shoes of poor quality
Yes, a synthetic sweater will be cheap. But, most likely, it will be covered with pellets by the end of the first season or even safely disperse along the seam after several washes. Cheap shoes with flimsy soles cannot withstand long walks and bad weather. You will spend a little, but you will be forced to buy a new item in the very near future. At the same time, sturdy high-quality boots and a sweater made of natural wool can last for years and not lose their visual appeal, if properly looked after. Buying one good thing every few years is wiser than changing one synthetics to another every season.
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