How to save money on purchases using your smartphone

1. Track how much you've spent

The perception of money is a subjective issue. It is known that we give better Pricing and the Psychology of Consumption an account of how much we spent when we pay in cash. When ordering online, you do not have banknotes in your hands - you can go from site to site, place orders, and come to your senses only when you spend more than you planned. To prevent this from happening, use the capabilities of the mobile bank in your smartphone. See expense breakdowns and note where a lot of money went. Think: do you really need these things, or was it wiser to invest differently? If there are a lot of impulse purchases, set spending limits on the card. This can also be done in the bank application.

2. Buy all the products you need in one application

You don't have to go to three different sites to order a T-shirt, cookie cutter and cat molds. Install marketplace apps that collect different product categories on the same platform. The advantage of such sites is not only that it is convenient to buy everything in one place. They make it possible to add orders from different sellers to one package. This means that you do not have to go to the post office several times or meet three couriers.

3. Monitor discounts

Usually, products in online stores are filtered by categories: clothing, food, household goods, toys, and so on. But sometimes it is useful to search not by section, but by how profitable a particular purchase is now. In marketplace apps, discounted products are sorted into a separate category. So you can find unexpected and useful things at discounted prices - in those sections that you would not just open. In addition, there are special programs that monitor discounts, promotions and collect valid promotional codes. So you can not only get something already planned cheaper, but also find ideas for profitable purchases.

4. Search where your product is cheapest

The price for the same item differs from one retailer to another. Don't take the first option you come across - it may be the most expensive. You don't have to go to different stores or websites to find out where to buy. Install one of the apps that compare prices for products from different sellers. Some of these programs have a convenient function - the ability to scan the barcode of the desired product with your phone and check where it is best to order it at that moment. Some apps sync with maps and mark physical points of sale around you.

5. Do not carry discount and bank cards

If you frequent the same store, you probably have a loyalty card. And if not, get one - the accumulated points are always a pleasure to spend on new purchases. You don't have to carry a pack of plastic in your wallet. Search the entire gallery for the map you photographed - too. Just install the application for storing discount cards on your phone: upon purchase, the QR code or number is read from the screen of your phone. Bank cards can also be entered into Apple Pay or Google Pay in a smartphone, and then leave them for security at home.

6. Return part of the money spent

Marketplaces usually reward customers who buy products through apps. For example, they offer special promotions for those who log in from the phone. Or a starting bonus for downloading the app. Or the return of a part of what was spent - cashback. Some stores give it in the form of points that you can use on your next purchase. Others - with real money in the account. Cashback can be cumulative: the longer you use the services of the site, the higher the percentage that can be returned.