What if got a counterfeit bill
Tips / / December 19, 2019
No one is immune from getting at the box office or ATM of counterfeit banknotes. Layfhaker says that it can not do, where it is necessary to include and whether there is a probability of not losing honestly earned money due to carelessness.
Do you know what is in your wallet? It would seem that money and the money is nothing unusual.
Take a closer look: if there is to them all The authenticityProvided by the Central Bank. There is? So, all these notes. But what to do if you came across a suspicious bill?
If you realize that the money is fake, do not try to pay them!
For the sale of counterfeit cash, when you are aware of its falseness, you can get up to eight years in prisonThe Criminal Code of the Russian Federation. Article 186. Manufacture, storage, transportation or sale of counterfeit money or securities. . With the suspect banknote should go to the bank or the police.
We pass counterfeit money in the bank
With the discovery of a counterfeit banknote can be accessed at any banking institution
«Regulations on the procedure for conducting cash transactions and the rules of storage, transportation and collection of banknotes and coins of the Bank of Russia with credit organizations in the Russian Federation "(approved. Bank of Russia 24.04.2008 number 318-P). . the bank employee will check banknotes and determine to which category they belong: doubtful, insolvent or having signs of forgery.- On insolvency bill stamped "denied in the exchange," after which they return to you. Of course, in the future they can not pay.
- On dubious and with signs of forgery Background notes compiled listing all the details of bank notes and the order for the transfer of property. You will be given certificates and bills to verify these data, and then the money will be taken to check, which is carried out within 5 working days.
We pass fake money to the police
Counterfeit banknotes can be directly handed over to the police. Before that rememberAs the bill came in your wallet, in a point of sale you can get it, who could pay it with you. You'll have to testify.
Regarding the detection of forgeries in the area zavedut deal, will hold a special examination and investigation. When questioning the nuances describe the conditions under which you have received the data banknotes.
Insist that they did not know about counterfeit banknotes before this fact was discovered. Checks, interrogations and investigations may be delayed for a month or longer.
Perhaps you simply do not have time to mess around with a suspicious banknote and run the chain of command. Money can be a break, burn or cut into small pieces. But it will be the likelihood that you will destroy the old tattered or just a real bill.
In some cases, the money returned
Provided that they were real. Then you receive a call from the bank or police station and give notes on your hands or credited to the account.
If money is the result of verification were false, it is possible to recover damages from the person from whom you receive: a store where you have passed the surrender; Bank ATM in which you filmed salary; the man who gave the suspect cash. But this will be possible only at the stage of litigation.
In some cases, the money will not be returned
If they turned out to be fake, but where were the bills in your wallet, you are the life of me, can not remember. Alas, in this case, the fake banknotes are destroyed in the bank branch or on your hands issued with a stamp confirming their invalidity.
How to best protect yourself from getting counterfeit money
- Prefer wire transfer.
- Exchange currency in banks, rather than in the small exchange offices.
- Check received bills in place. With a special unit (at the box office or you personally), check the cash with it.
- Do not waste your small bills into larger markets, in small retail outlets or from private individuals.
And for those who want to remember, on what grounds to distinguish the fake from the real money, the Central Bank of the Russian Federation launched training online game.