What will change in the law in July 2019

The property

1. Since July 1, developers will not be able to use the funds of shareholders for the construction of houses. customer money will be kept in escrow accountsFederal Law "On Amendments to the Federal Law" On Participation in the shared construction of apartment buildings and other real estate and Amendments to Certain Legislative Acts of the Russian Federation "and Certain Legislative Acts of the Russian Federation" dated 25.12.2018 number 478-FZAnd the company will get them only after pass the object into operation.

An exception is made for cases where the home is ready for more than 30% and it sold more than 10% of the apartments. If the building is being built under an agreement with the authorities, it is sufficient to finish it by 15%.

2. Since July 31, the borrower can get a mortgage holidaysFederal law from 5/1/2019 number 76-FZIf was in a difficult situation. This is possible if:

• lose their jobs and will be on the account of the organs employment service;
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• receive the first or second group of disability;
• incapacitated close relatives and dependents will take it on themselves.

We are talking about delaying a period of not more than six months. But then the debt and the interest on it will still have to pay.

Finance

The interest rate for the loans received during the period from July 1 to December 31, 2019, may not be more than 1%The Federal Law of 12.27.2018 number 554-FZ in a day. The complete cost of the loan should not be more than a third higher than the market average value of the CPM, calculated by the Central Bank, or 365% per annum - the organization that issued the loans will have to rely on less value.

Overpayment limited twice the size of the loan. Such measures are introduced to slow the growth of debt on microloans.

Transport

1. Since July, the insurance companies are obliged to informNote the Bank of Russia from 15.02.2018 number 4723-U on their websites about the impossibility to issue policy CTP. So maybe, if the insurer's license revoked or it has entered into the allowed number of contracts and it has exhausted the limit.

Accordingly, want to issue MTPL - pre-visit the site of the selected companies. The new measure will relieve you of aimless travels and fill in forms, which will end in nothing.

2. Indexed fee, which is made of heavy-system "Plato" with the wording "for the damage caused to roads." Now, the fare for a kilometer of the federal highway will be required to give 2.04RF Government Resolution of November 3, 2015 N 1191 rubles instead of 1.9 rubles.

Business

Since July 1, the majority of the businesses are obliged to establish an online cashFederal law from 3/7/2016 number 290-FZ. Postponement until 1 July 2021 is only at entrepreneurs who perform work and provide services without wage earners or sell goods of own production.

However, some business categories may continue to operate without cash registers, it is absolutely not necessary.

Trade

1. Dairy products containing vegetable fat and without a share on the shelves in stores. Information about the presence of impurities on July 1 should be placed not only on the packaging, but also on the price tags. Products without milk fat substitute will designateRF Government Resolution dated 28/1/2019 number 50 "On Amendments to the Rules of the sale of certain goods" special sign.

2. expands list goods, Which must be marked with special codes. They allow products to track the way from the manufacturer to the store shelf. Until July 1, subject to labeling medications, coats, alcohol and cigarettes. In the second half of 2019 will be added to the list of shoes, blouses, coats, cameras and tires.

marking fee of 50Russian Federation Government Resolution number 577 5/8/2019 kopecks without VAT for a single product. Money will receive the Center of advanced technologies.

Tourism

1. Since July 1, the hotels will be assigned "stars"Federal law from 5/2/2018 number 16-FZ - the rating will be confirmed by a special certificate. During his absence, as well as attempts to inflate the category of administrative responsibility.

Now innovation will concern only hotels with a capacity of more than 50 numbers. With the 2021 assessment is required for all hotels.

2. Starting July 8, operates a temporary banPresidential Decree number 287 of 21/6/2019 for flights to Georgia. It applies to airlines, citizens are allowed to visit the country.

Documentation

Since July 1, multifunctional centers will provide informationRussian Federation Government Decree 19/1/2018 number 43-p On Enforcement Proceedings of individuals and legal entities.

social payments

Compensation to parents of children withthe disabled increase from 5.5 thousand to 10Presidential Decree number 95 of 7.3.2019 thousand rubles. Payment shall be appointed if one parent is able to work, but does not work as well as how to care for a child.