2 ways to exchange investments

Now the average rate on deposits of 2-3%, which does not please: still want to receive contributions from the more substantial benefits. Fortunately, deposit - this is not the only way to make money on its currency. Decision not to most of casino could be eurobonds, but quite suitable neazartnym structured products in foreign currency.

Method № 1: Eurobonds

At the moment, among the private investors popular eurobonds - debt securities issued in foreign currency and placed on foreign exchanges. The debt is thus taken not only large Russian companies, but also public institutions. The organization issuing the securities called by the issuer.

Term of return of the money and repay Eurobonds pre-installed, as well as refund: it is equal to the nominal value of the security. Not to repay the debt in a certain period, the issuer may be only in the case of bankruptcy. However, for the majority of Russian companies to issue Eurobonds, this is unlikely.

Bribe Eurobonds not only for their reliability but also high potential returns.

You can earn on the difference between the cost of buying and selling Eurobonds, and due to coupon - interest paid on securities with a certain periodicity.

For example, the yield on Eurobonds "Moscow Credit Bank" is more than 7% per annum in US dollars, "Gazprom" - 5.6%, "PSB" - 8.3%, the Ministry of Finance of the Russian Federation - 4,7% ¹.

The ointment was not without a spoon of tar. There is a risk to sell Eurobonds at a lower price than that at which you bought them. For example, if an urgent need to withdraw money, and the market price is not the most attractive. Some investors buy Eurobonds initially at a price exceeding their nominal value, as the coupon income on them covers these losses.

Eurobonds can buy on the Moscow stock exchange through the brokerage company. For example, access to trading provides one of the largest Russian investment companies "Opening Broker".

If you have never worked in the securities market or do not have enough experience, stock trading can be learned in training center "Opening Broker" or distance learning portal.

Method № 2: structural products in a currency

Especially for fans of brokerage companies deposits was developed structured product with capital protection - a turnkey solution with a refund guarantee and high potential returns.

To combine these options, structured products are usually divided into two parts - the protective and profitable. The protective means are invested in fixed-income instruments - bank deposits or bonds. The profitable part is invested in high-yield instruments with a significant level of risk, such as stock options.

Shares are distributed so that by the end of the term of protection of the investment with the income received by it has reached initial capital. The revenue in the case, if the idea of ​​investing justifies itself, can bring significant profits. Invested funds are released in advance a certain date.

The main advantages of these products: you do not lose money and can earn good money in foreign currency. The main disadvantage: you do not get revenue if the idea does not work.

"Opening Broker" currently offers several structured products with capital protection in the currency. Thus, the potential yield of the protective product "Long-term growth" is 10% in dollars SSHA². For the deposit investor does not necessarily have experience in the stock markets - all the operations necessary for it professionals perform.

¹ The performance is calculated on the part of securities on the closing prices on 06/22/2016, the on the OTC market, a part of offer prices PJSC Moscow Exchange (when there was a significant price deviation). The yield on the Eurobond PJSC "CREDIT BANK OF MOSCOW» (CBOM-18) on the specified date to maturity of 11.13.2018 amounted to 7.06% per annum in US dollars, PJSC «Gazprom» (GAZPR-34) to maturity 04.28.2034 - 5.59%, PAO «Promsvyazbank» (PSB Fin-9) to maturity 07.30.2021 - 8.31%, the Ministry of Finance (RUS-30) to maturity 31.03.2030 — 4,73%.

² protective product "Long-term growth» - «S & P 500: Long-term growth" growth fund ETF SPDR S & P 500 (SPY), with the expiry, the 24/12/2018 Forecast target yield of structured products and the analysis of other indicators for the promotional material prepared by the analysts of "Opening Broker". This offer is not an offer. Rates specified in per cent per annum as of 16/06/2016, the In products with underlying assets that are traded in currencies other than the ruble, the conditions are given without taking into account exchange rate difference. Presented rates are preliminary and subject to change at the advisers' Opening Broker ". The results of the yield of structured products in the past is not indicative of the future.

JSC "Opening Broker". License of a professional securities market participant for brokerage № 045-06097-100000, issued by the Federal Securities Commission of Russia 28.06.2002 (No expiration date).

Not an educational activity. Is not accompanied by the issuance of documents on education and (or) qualifications.

UK "OPENING" LLC. License of a professional securities market participant to carry out activities on securities management № 077-07524-001000, issued by FFMS of Russia March 23, 2004 (No expiration date).