5 strategies to save money
Get Rich / / December 20, 2019
Do you know how to save? Do not rush to make excuses! Even if thrift skills you have not met yet, we will help you develop them in yourself.
No matter how much you earn. It is important know how I save money. livelihoods - thrift.
Many say: "I am not able to save!". It's a delusion. Save and save everyone can. The main thing - to want and equip several strategies. What? Learn from this review.
Control of emotions
The psychological state of a person greatly affected his attitude toward money. Uncontrolled emotions often lead to irrational spending.
For example, many see the money universal antidepressant. I still got - go buy another unwanted rubbish. According to psychologists, this behavior - it is an attempt to prove their superiority offenders ( "I'm better because I can afford it, and they do not"). What does it lead? True, the release of the money to the wind.
Therefore, one of the strategies that will help you save substantially, - control of the hidden emotional factors, eats money.
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Avoiding unnecessary
Look in your weekly shopping list. Everything is in it to you is vital? We are not talking about giving up meat purchases (because expensive) or by buying a new iron (you can walk and neglazhennom).
The savings should be reasonable. We are talking about things that you really do not need, but succumbed to the advertising tricks, you repeatedly spend money on them. For example, is it possible to treat hair without miraculous balm-conditioner?
In fact, things are not worth to spend money, a lot. Eliminate them from your shopping list, and you will see how much free money you will have.
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The difference between price and value
Warren Buffett - known entrepreneur, the biggest investor in the world, one of the richest men on the planet. His fortune is estimated at 66 billion dollars.
At the same time, Buffett is incredibly economical.
Long ago, Ben Graham told me that the price - this is what you pay and value - what you get. Whether we're talking about socks or about promotions, I like to buy when the price is as low as possible.
But savings is effective only when you understand the difference between price and value. "Snatch on the cheap" - not to save. Save - then buy a valuable thing at the lowest possible price for it.
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family thrift
Why do most families do not manage to save money? It would seem that the answer is obvious. Utilities, transportation, food, household items - not all articles of the family expenses. And more entertainment and various unplanned expenses (such as a sudden invitation to the birthday party). But often the reason is not that why not save, and that the couple did not know how to save.
Saving the family begins with the overall budget planning. You need to know how much money and what you spend. The next point - the economic relevance to everyday life. If the husband himself can fix the faucet, why pay the plumber? It is also important to pay your bills on time and cooperate with friends for mutual benefit. Options for saving money in the family is actually set. Just enjoy!
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smart shopping
On the payment of goods and services can help you save when shopping prudently. For example, do not chase the brand. Firstly, a big name and high price tag does not always indicate quality. Secondly, nerazreklamirovannye analogs are often no worse.
In addition, it is necessary to carefully monitor the costs, if calculated by credit card. With intangible figures easier to leave than to the actual paper money - proven by psychologists.
There are other laws of the smart shopping, you should be aware if you want to learn how to save.
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