4 reasons to go on holiday with a bank card

A strange situation: the court of XXI century, but for some reason people still honestly believe that the money for the ride should take only a hefty stack of bank notes. It is time to figure out how to deal with finances to avoid becoming a victim of fraud, do not miscalculate with the exchange rate and get maximum benefits from shopping.

The main argument of supporters of paper money - cards are not always accepted. In fact, in most countries, you will not have absolutely no problems when you try to pay off the card at the hotel though, at least in a restaurant or shop. And it's not just about the big chain establishments: in areas popular with tourists, a device for paying with cards there is often even in small shops and cafes.

It is clear that in some situations (for example, a tour or a flea market) will have to pay in cash only - prepare to do a certain amount in banknotes. In other cases, the use of credit card It will save up your nerves and do not allow spending get out of control. How exactly? Let's face it.

Card is safer than cash

Traveling often give us not only a pleasant experience, but also a constant concern: on the spot whether the money is not encroached on them whether the attackers. With the card you will leave such thoughts.

First, the plastic card is not of particular interest for street thieves. Too much time and effort will require cashing, paper money in this plan much more attractive. In addition, it is not known how much money is on the card, so the game just is not worth the candle.

Secondly, even if you lose your wallet, nothing terrible will happen. Money is not stored on a piece of plastic, but in the long run, which is all right. At any branch of the bank - and a map with you again. Many financial institutions have a service of urgent issue of a credit card, it takes one to three days. If the purse were cash - alas, you are unlikely to see them again.

Card - it's convenient

The days when it was necessary to spend time on the exchange, have irrevocably passed before the trip. Using plastic card you can forget about finding exchanger and queues. After the trip, usually remains a fair amount of petty cash, who has nowhere to go. According to a study Visa¹For Russian tourists, this amounts to an average of $ 71. If during your holiday you pay with your card, you will not need to change national currency into rubles, further losing on the course.

Map gives you additional privileges

Significant advantage of owning a premium credit card (eg, Visa Gold, Visa Platinum, Visa Signature or Visa Infinite) - you can always count on bonuses and compensation, which admirers of paper money and not to dream accounts.

Special promotions for cardholders in stores, discounts in hotels, restaurants, car rental stations, finally keshbek - these options allow you to save a good idea that the difference in the conditions of the ruble rate and the currency of the country where you stay can be quite helpful. By link you can see all available offers.

If you have in your pocket a plastic card Visa Infinite and Visa Signature, you have access to all the benefits of a concierge service. With it, you can plan your trip, plan a place you want to visit, buy tickets or book a table in the restaurant, which is usually difficult to get. Opportunities concierge service, in fact, are endless: it allows for a matter of days to organize surprise party for friends or to please your loved one a truly unique gift, wherever you are We are.

Shopping with the card is much more comfortable

usually take without problems in the tourist regions of dollars and euros. So why pay interest on withdrawals when you can pay by credit card?

Separate conversation begins, if you go to the shopping tour. When you cash in your pocket, you are limited to exactly that amount. MapEspecially credit, allowing to spend a little more. Sometimes it is very convenient: it is a pity to lose because your favorite thing due to the fact that she did not have enough money.

If friends and family ask you to bring back from vacation is not just a souvenir, but something rare and quite expensive, they do not have to suffer with a money order. It is enough to send you the required amount on the card, and it quickly goes into the account, but you can pay for your purchase and please close coveted gizmos.

What to do before the trip

To get from the rest only positive emotions, before traveling should take a few simple steps.

1. Connect the service SMS notifications to keep track of payments on the map.
2. Always have on hand a phone number for emergency communication with the bank that issued your card. In case the card is lost, contact the bank immediately.
3. Update the password in the mobile bank application. It is desirable to make them difficult to even in case of loss of card swindlers did not stand a chance. Avoid obvious combinations such as your birth date or the end of a mobile phone number.

1. Investigation Visa «Russia: A look at the development of the tourism industry 2015".