3 simple exercises for those who want to save

These exercises will help you understand where your money out of your budget, and give up unnecessary spending.

1. Determine the day (or days) without spending

Select the week or a few days, when you will not spend money. Exception - expenditure on travel or lunch. This will protect you from spontaneous purchases on the way to work or study trip.

The value of this exercise is usually discovering a sudden, when you forget the purse at home.

You begin to realize how much unnecessary purchase.

In order to prepare a meal at home, use only products from your refrigerator. Forget these days about pizza and sushi, which can quickly deliver a courier.

What will it give? You begin to plan the purchase, because the dinner will have to slap "of what happened." Maybe you learn to paint the menu for the week, which is also a good way to save money.

Days without spending can save a decent amount. A case where four thrifty days a week for three months have saved 2500 dollars.

2. Take a limited amount of cash

Try to leave the house cards and take only cash. And strictly certain amount, for example, 500 or 1000 rubles. This will avoid unnecessary waste and to determine exactly where the funneling of money.

Find the answer to this question is very important for the formation of budget. Familiar to many situations: the salary was a week ago, and the stock of money in a purse close to critical. It seems to be nothing that you did not buy, but it is made up of global details.

3. Set month ban

If you have identified the source - the very "black hole", which eats up most of your budget, give up these expenses for a month. Perhaps it is online shopping, ordering food, or home, or travel by taxi.

Live without all this month is possible. Cook at home, remove the application from your smartphone Uber or "Yandex. Taxi". And the payoff is tremendous: these small things you can manage very well to save.

If you are ready to go further, to extend the ban for another month or two.

It is possible that some expenditure will seem after this optional or completely redundant. You will be able to finally save money on desirable travel or the purchase of expensive equipment.

These exercises are simple, clear and easy to plan. The main thing - do them in the same way as in the case of the exercise: deliberately and continuously. Then the goal of "improve" your budget is reached.