How to exchange currency without leaving home
Get Rich / / December 20, 2019
We all know that time and money are in direct proportion to each other. Currency Exchange demonstrates this: do not have time to exchange money at a favorable rate, have to sigh about missed opportunities. "BCS Bank" offers a way out: do not waste time and not worry about the value of the ruble, and to exchange currency and book online the current rate.
Already, many banks allow you to manage the funds using your personal account or application. Explain how it is convenient, no one need not have to waste time, you do not need to get to the bank, all at your fingertips, if you have access to the Internet. "BCS Bank" went on and added to the currency exchange rate of the opportunity to book.
To change currency, you can now use the online application "BCS Currency». This can be done in the browser, or using applications for iOS and Android. Just follow these four steps, which will take several minutes. The documents you need to keep on hand a bank card (and any bank) and passport. Why should you use this service? He has several significant advantages:
- No need to hurry up and run to the bank to catch a favorable rate, until he was replaced.
- No need to go anywhere: the exchange can be done at home.
- No need to lay out all the money at once.
Exchange rate, stand still
The first obvious advantage of service - booking at the current rate of exchange. On the Tools page, shows that the rate is updated every 2-3 minutes. When the decision is made, you arrange a deal. From this point you have three days to get the money: for you personally rate will not change.
What gives these three days? An opportunity not to break away from the space to urgently deal with the exchange. Plan a visit to the bank (or the delivery of the card) if you want. For example, if you are going on a journey (and the holiday season has already come), then you do not have to set aside time on a separate trip to the bank. Grab the currency on the road or invite a courier, but on this below.
Hardly anyone today can ensure a stable exchange rate. In this environment, confidence in terms of the transaction - this is an enviable advantage, especially when it comes to a large amount of (online and can be changed up to 50 000 dollars).
First, chairs, then money
The second significant plus service: no need to give all the money to the exchange immediately. When you book exchange, you pay only 9% of the total sum.
This money is not lost. 9% for booking the desired bank as a guarantee that the transaction will take place, because the bank assumes the financial risks freezing the exchange rate just for you. It requires such a guarantee only during stay. When you get the currency, the commission will be returned to you.
When you enter the amount you want to change, you can immediately see how much you pay now and how much then: everything is transparent and understandable.
Money for home delivery
A third advantage of the service: currency you can get without leaving home. You have a choice: to go at any time convenient to the bank branch and collect the cash it or call a courier who will bring money to map your home.
Naturally, the money will not come in the form of a stack of bills and not in an envelope. You will deliver the card "BCS Bank", which will need to add the funds needed for the transaction (91%). Then the bank will hold the operation of the exchange.
To use the service you do not need to be a client of "BCS Bank". Enough to have a map (even credit) any Russian bank. By the way, with the reservation confirmation exchange transaction fee your bank will not take, because it is not cashing and payment services. The only requirement for your card: need a protocol confirming payment by SMS. It is a reliable way to protect the operation of foreign exchange.
That's how the service works:
In general, fast, friendly and transparent service "BCS Bank" help handle the finances without turmoil.
Joint Stock Company "BCS - Investment Bank" (JSC "BCS Bank"), a general license to conduct banking operations of the Central Bank of the Russian Federation № 101 from 15.12.2014, the
Price: Free
currency exchange
The service is provided to individuals who are residents of the Russian Federation over 18 years of age with a valid passport of the citizen of the Russian Federation. The maximum amount of redundant non-cash currency limited to JSC "BCS Bank" unilaterally. Calculations of the transaction of sale of the reserved non-cash currency made through current accounts at the Bank, open an individual within Treaty of comprehensive banking services to individuals in JSC "BCS Bank", the text of which is placed on the Bank's Internet site at http://bcs-bank.com/tarif_debet_card (Hereinafter - DKBO). The Bank is entitled to refuse the exchange of currencies in custody DKBO and the opening of current accounts. The bank charges a fee for services in the amount of 9% of the amount of redundant non-cash currency, but no more than 15 000 rubles. The fee is charged in Russian rubles. If a redundant currency is a foreign currency, the commission is calculated on the amount of redundant currency at the exchange rate of the transaction.
Conditions are valid as of 30/05/2016.