5 ways to quickly transfer money and save the day

How to pay for the lease of apartments, if the deadline yesterday?

Situation: proshlyapili date of payment of rent.

To remove a good apartment in a convenient area with adequate hosts that are not visited by every two days - a great success. And it's easy to miss, if time does not pay rent.

Decision: set reminders and find the card number of the landlord.

This is useful for three reasons:

• No longer do you have to keep in mind the date.
• Neither you nor the landlord will not have to spend time in the meeting for the transfer of cash.
• Money from one card to be credited almost immediately.

On the map Visa the money will go on for a few seconds. Only a few banks do not support the fast transfer technology, in which money transfer can take up to two days.

How not to tarnish the credit history?

Situation: there is nothing to fill up a credit card.

Credit card - a flexible product that can help out in an emergency. But treat it very carefully. So, if you do not make the minimum payment, you can run into the penalty, but if you skip the grace period, will have to pay interest on the entire amount from the outset.

Decision: ask a friend to throw money at stake you in debt.

In order not to spoil a credit history, ask for help from friends. And to save time, ask colleagues not to bring, and transfer money via bank transfer (directly on the credit card). This can be done even if you are served in different banks. However, some banks may write off the commission for such an operation at a rate of 0.5 to 1.5%, but a clean credit history and the time saved is worth it.

How to divide the expense in a cafe and stay friends?

Situation: "Why do not you pay, and we'll then translate the money."

In Russia, in cafes and restaurants, everyone pays for itself. Exception - date. But to consider the amount of orders, collect money from each exchange and the cash - this is a long and troublesome.

It is much more convenient to have someone one paid the bill. Preferably without deposit, card. On this you can earn even if you have a map with keshbekom for purchase. The main thing is that then no one has forgotten to return their share. Five hundred rubles - money small but osadochek may still remain.

Decision: put the money to a friend without leaving the cafe.

This can be done through a mobile bank application that issued the card. Only need the card number. On Visa cards means come in seconds.

If your friend can not play the 16-digit code of your card or uncomfortable to ask him use the translations via the social network. In the "Classmates" and "VKontakte" can transfer money from your account.

How to Fold a gift to a colleague without running around the office?

Situation: "People of 50 cents! Masha Selezneva addition to the family. "

Such active as Shura of "Office Romance", there is not in every team. Who wants to run for office, raising money for a colleague, even higher on a post?

Decision: select for lunch responsible for gift and throw off him money through the mobile app of your bank. This is a very quick and easy. It is much more difficult to figure out what to give.

In banking applications, you can flip the money from one card to a 16-digit number on its front side or the phone number to which it is bound.

As no reason to make a nice mom?

Situation: "Aunt Marina yesterday at this magnificent spectacle went!"

My parents never asked for anything, but sometimes throw phrases that can not be missed on deaf ears. And if the evening my mother on the phone boast what artists have come to your city, in the morning ...

Decision: Transfer money online or at an ATM.

Especially if you live far away, and Think rare. Transfer funds to Visa It can be in any city in more than 20 countries around the world.

Transfer money - a snap. But imagine how your mom will be happy, when it receives an SMS on the replenishment of the account with the comment, "Go to your house :)".

Learn more about fast transfers from Visa