Why rent is always more profitable than owning

"Do you have an apartment?", "A machine?" - the answer to these questions seemed suddenly changes attitude toward man. It is believed that if you bought something expensive, then made some social status. Somewhere in the way it is, because all of these purchases need to earn money. But what if the purchase is, in principle, is not a necessity?

A few days ago I suggested that his new friend to ride along the Dnieper river on a boat. From the previous dialogue with her, I concluded that she was from a wealthy family. And that's what we came dialogue:

- Hi! I'm thinking on the boat for a swim as the weather is good. Join me?

- Do you have a boat?

On the boat I swim once a year or less, so buying a boat always seemed to me foolish. But this dialogue made me think about why some people tend to all have to buy and own, while others live as it suits them, and take things in rent if necessary.

Property - is, in fact, the same rent.

When a couple buys or takes out a mortgage apartment, in a society it is the approval, or at least understanding. Young family wants to equip itself nest, wants stability, so that the children had a place to live but to have something to pass on. Anyway, real estate - it's one of the few more or less reliable way to invest. In the end, if there is money, why not buy an apartment?

We will not even consider some examples of wealthy people who do not buy an apartment, and live in removable housing (as Artemy Lebedev). Apartments now painfully overpriced, it is understood even by people who do not have deep knowledge in the fields of real estate and construction. If you count the cost of the apartment (even if it is $ 200-500 thousand), and compare it with the lease (let it be $ 10,000 a year or $ 500,000 over 50 years), it would appear that the cost of buying and renting are roughly comparable. Of course, in the possession of the apartment, as well as in the lease, it has its obvious advantages and disadvantages. Only snag is that the ownership - is, in fact, the same rent.

Nothing of what I have is not really belong to me.
Dido

How long will stand you bought the house? 30, 40, 100 years from now? If you think that in 50 years from your apartment will be all right, look at Khrushchev. In general, very few homes are going through their masters. It turns out that buying an apartment - it's like a long-term its rent. Not without reason in the same China buying an apartment gives ownership of only 70 years.

How about a car? You buy a car - if ever? Even if you do not change it, how long it will last you? 10-20 years? Then he will go to the dump, and in fact once it was all yours. It turns out that buying a car - it is also a long-term lease.

How about a human life? The human body, which is given to us for free, it, too, is eternal. We are, in fact, take their bodies for hire - someone for 30 years, someone at 60, who for 90 years. We are doing inside renovation, choose quality "petrol", drove the body to "inspections" to doctors. But the body is still not ours, because it is not forever. We can not have something for ages, so we can not call it ownership in the full sense of the word.

Is there anything in this world, at least one thing that we can really possess? Unlikely. Homes destroyed, cars break down and rust, and the former "owners" will go to the other world.

Why should we buy?

A person living in the world of instability, is willing to pay double the price for at least some guarantees. Buying an apartment, we hope that none of us there will not be evicted and that the repair can be done to your liking, without entering into disputes with the owner. Buying a car, we want to ensure that when necessary, it will always be available. And the new clothes we buy, make sure that it is not up to us, no one was wearing and what she will always be at hand.

A person in a day of 24 hours. How much time you can devote to your things? A couple of hours on the car, 10 hours on the suit for a few hours on the phone and e-book, 20 minutes on the bike. All the rest of the time these things are idle, while could be someone else. But you pay for full time - whether it is an overpayment?

Buying something that can be rented, we pay more for a sense of confidence. This feeling often has little to do with reality, as in the case of disasters, wars and earthquakes, which can equalize your house to the ground, and in the case of normal household troubles such as stolen cars or accidentally torn jeans - nowhere guarantees.

Therefore, if you see a man who with a clear conscience He lives in rent - remove the hat. It has a steel shutter, he does not need guarantees. But if a person was an explicit love of shopping and excessive desire to save for a house / yacht / boat / plane, the it is possible that he thus seeks to compensate for their fears, to feel safe and to establish control over their life. Pat him on the shoulder.

Morality:

Renting, you do not overpay for the guarantee and confidence in the future. Therefore more profitable to rent than buy.