The content of one child in Russia costs on averageExperts have calculated the costs of child maintenance 387 thousand rubles a year. In this case, the average monthly wage in the country amounted in April 2019Wage 48,000. It turns out that even in an intact family where both parents work, to child care-third of earnings. And this is the most conservative estimates, if the children need expensive medical care, babysitting services, a private kindergarten or school costs will be many times higher.
But there is good news on the child can be saved. And in this way, there is nothing wrong - unless, of course, the economy does not apply to health and education. Here are some ideas on how to reduce spending on the child.
1. Delay large purchases until the sales of large-scale
For example, to "black Friday"And"Cyber Monday"When the discounts in some shops reach 90%. This is a good opportunity to save on a bed, wheelchair or bicycle.
2. Buy b / a clothing
As well as books, toys and scooters. Many parents put on special sites of baby items in good condition, and they will cost you at least a third cheaper than similar new.
Thus, you can be nice to save on outdoor clothing, furniture designers and other things. And more on clothing for infants, which a child is just for a couple of months (if not for a couple of times), and that in the end sell whole packages.
Also, do not forget to subscribe to local groups and Telegram-channels such as "give free", "exchange", "money-changers". Sometimes there can be found for free and take something interesting and useful.
3. Apply for an employer tax deduction for child
Saving a small 1 400 rubles per year for the first and second child and 3000 rubles - for the third and subsequent. To get the deduction, you need to write a statement in the accounting department and bring copies of birth certificates of children, and other documents. More details can be read on FNS website.
4. Do not get carried away toys
The game is very important for child development. But the toy - it's just a tool. Same as crafts, household items or your own imagination. You can fight like a superhero with a new set of the LEGO, but can be cut out of cardboard mask, tied for the pillowcase back and save the cat out of the closet without spending a penny all this.
Show your child that you can play without the designers, transformers and dolls. And it is also very interesting. By the way, so you can save not only money, but also a place in the apartment.
5. Join the library
Books on good paper and with beautiful illustrations are expensive and often have to buy them. Try it the next time, instead of going to the bookstore to walk to a nearby children's library.
You are unlikely to find it a novelty, but it will be able to pick up something from the children classics. In addition, many libraries periodically conduct activities for children: quests, performances, meetings with writers. Some of them are free.
6. Participate in joint procurement
Can united with other parents to buy clothes, toys and other children's products for small wholesale, not retail price. Announcements of joint procurement is also a parent at the forums, websites and thematic groups in social networks.
But before you send money, do not forget to look for reviews on the organizer of purchase: in the search engine type in its full name, phone number, id pages in social networks, bank card number. This will protect you from scams.
7. Watch out for the season
Buy winter clothes in spring. Yes, it will be sets from last year's collections, but the cost by 20-30% cheaper. The same applies to the children's transport: during the cold time of the year the prices for bicycles and scooters below. And a school uniform: you can search for it in the winter or spring, not summer-autumn. However, things have to buy for growth, and there is a risk to miscalculate the size.
8. Buy on AliExpress
There you can find anything: clothes, shoes, toys, furniture and electronic gadgets at relatively low prices. Do not forget to read reviews of products, carefully study the dimensional grid. Look for groups where parents share their experience buying on AliExpress. Or watch one of our collections.
9. Early accustom a child to the pot
Diapers-panties on Toddler cost, depending on the brand, about 4-5 thousand rubles a month. In this case, a half or two years old children are already ableWhat's the Average Age for Potty Training Boys and Girls?Though not without misfires, control excretory processes. So, you can teach them to use the potty, to quickly delete this column expenditure from the budget.
10. Engage with the child alone
Early development - a fairly new trend. Experts are skeptical with it - especially to the idea of teaching a child to readLearning to Read: How Young is Too Young? up to 5-6 years. But children's centers offer educational programs, even for infants 6-8 months. Will cost is a pleasure at least 2-3 thousand rubles a month, depending on the region and the number of lessons.
However, to engage with a preschooler and can be independently: make application of natural materials, develop motility using sensor boxes, sing songs, dramatizations. Yes, it takes time and patience, but as a result you will not only save money, but also strengthen your bond with your baby. On the Internet there are many free blogs and websites with ideas for teaching and creative activities.
Personal hygiene items, books, clothes - these are things without which a child can not do. But often we spend money on something that is not so much for children as for ourselves, trying to drown out the guilt - it is tested for almost 90% of mothersNearly 90 per cent of mothers feel guilty. The good news? You can conquer it. And that actively use the marketers, forcing us to buy everything. Therefore, before any purchase, think well, so whether it is necessary for your child.
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