Personal finance management. 4 Envelope - New Version

If you have not noticed, I ask you to pay attention to the fact that the service "4 envelope", which I recommend as an instrument of control and planning your financial happiness, updated, and you can take a look at the second version. I myself noticed this service since the introduction of the public beta. Not to say that I immediately threw his other methods of financial management, but after 3-4 months I refused to "double accounting" in favor of "envelopes". And that's why…

«4 Envelope"Gave me the opportunity to plan their finances and do not bother too much on what to watch out for tekuchkoj. Actually Take account of the reasons for all the spending is rarely useful, if there is no overrun, of course. In the latter case, the "profile" of spending can be useful. But "4 Envelope" if you trust them, do not allow you to go through.

Work with the service based on the use of tabs, carrying different loads: you must define goals and schedule them, you have to determine the regular wasteAnd make them into a calendar, well then you can safely spend what gets you... but freedom limited to the amount in an envelope. Additionally, the system gives clues on pressing issues and the most pressing in our difficult times - the reserve fund. Unaccustomed to the concept of the envelope and the method of entering expenses discourages many women I know. They are not as technical input and for them the system seemed illogical. But in the second version of the situation corrected with this explicitly.

What I consider most important in a service change? Naturally, - tab "Running", which now allows you to see at a glance a week and spend and save money in a single click. Tips in the form of already prepared spending will not let you confuse the date of payment: it should be postponed for the purpose, be kind suspended or postponed. Yes, you can transfer the waste, or recharge for another date, and the system keeps track of this and you will see, and where, in fact, there is another flow line.

An explicit and clear division of planning and execution I like. But I can not say that I was a happy interface system. it is overloaded, despite the fact that the execution of payments are shaded gray in my opinion. In my opinion they are a bit "noisy". But the service team, as well as curator Max Kraynov following the reviews and comments, and I think the service will continue to develop successfully.

I recommend.