5 reasons to love and debit card Layfhakera "Tinkoff Bank"

Rodion Scriabin

Director of Development Layfhakera.

1. Card is easy to draw

I ordered her almost immediately after Layfhaker and "Tinkoff Bank" established a joint card-based Tinkoff Black. From the usual debetovki it is different and more favorable conditions in the corporate design Layfhakera style. To get it, you do not need to kill time on a visit to the bank - I just filled out a short form on the website and waited for the courier. At that time I was in Orenburg, but the speed of delivery is not affected: the card was in my two days.

2. You can withdraw money from any ATM

I do not use in cash, so very angry when you do not take the card in the store. Angry, and then looking for the nearest ATM of any bank anywhere and withdraw money. Free can be removed from 3 000 to 150 000 rubles.

This scheme works both in Russia and abroad. No surprise fees and limits can be set for himself. If I know that I can begin to uncontrollably remove cash during a tour of the bars, just in advance limited to the amount that can be rented for one day.

3. No need to pre-exchange currency before you travel

Recently, "Tinkoff Bank" had an interesting thing: any card can be a multi-currency directly in the application. I really enjoyed it. At the May holidays I went to Germany for a couple of days before the paycheck. When the money came, I was right in the application translated them into account in euros and in the evening had already spent in the local eateries.

When I used the services of another bank, before the holiday had to open an account in euro with a separate card, which then lay idle. Yes, for her service and had to pay more. With "Tinkoff Bank" for a single card can be free to open multiple accounts and switch between them in the application or personal account on the site.

Also, when you pay your card abroad, the ruble, is usually this: do you expect, but the money deducted from the cards after a certain time in an unpredictable course. Now you do not need to guess how many eventually will be removed: to pay directly into the desired currency. I am out of curiosity compared the rates of several banks - "Tinkoff" offers a very pleasant option.

4. Really cool mobile application

Really, really I love him. There are a lot of useful features that facilitate my relationship with money:

• Statistics expenses. Clear chart shows how much money and for what I have spent the past month. Periodically I am studying it, not to relax.
• Maps of other banks in the quick access. It turns out very convenient: to transfer money from one account to another, do not have to continually enter the card number. With any card attached in the annex can be replenished at the expense of "Tinkoff Bank" without commission.
• Chat with support. I write there if tuplyu and forget how much of a particular limit, or want to tell me in detail about the new proposals. Respond quickly and to the point. And when I flew to Germany and had forgotten to notify the bank that a few days will be in another country, I made it through the chat for a few minutes.
• Stories. They are much more interesting than in my Instagram. You can, for example, learn how to get a tax deduction for medical treatment, or to see what services are offered by airline passengers flying with long layovers.

5. Map earns money

You can use it as a means of payment or as a piggy bank, it turns profitable anyway. Here are the chips have our cards:

• Free service. If you open Rublyovy contribution "Tinkoff Bank" or the card is more than 30 000 rubles, the service you pay for. In other cases, it costs 99 rubles a month, but will earn on the map you are still more than spend.
• Interest on the balance. The card Layfhakera and "Tinkoff Bank," it is 6% per annum, if the store on the map up to 300 000 rubles.
• Keshbek in rubles. He relies for any purchase, paid for with the card. By special offers can be returned up to 30% of the amount spent.

Now I have about 200 available special offers. If I need something, I first look at whether there are suitable options from the bank partners. For example, only on special offers I have hair cut and buy gifts.

I have a debit card Layfhakera keshbek 5% in three categories. What exactly - decide for yourself: every three months, you are given a choice of six categories. I chose the book (buy them constantly), entertainment (bowling, karaoke and other weaknesses) and transport (often take a taxi, when I go to a meeting for a meeting). To all this, and so I spend money, but now they often come back to me keshbekom.

Exclusive additional category for owners Layfhakera cards and "Tinkoff Bank" - electronics. On it you can get 5% of the purchase within two months - up to 1000 rubles per month. I recently bought a iPad, at the expense of just a thousand returned. Much is 10 months card service. Add keshbek and interest on the balance - in this year's card is free for me.

What do you get when make Layfhakera card and "Tinkoff Bank"

• Keshbek 5% in three selected categories.
• Keshbek 5% for electronics purchase within two months after receiving the card - up to 1000 rubles per month.
• Keshbek 1% for any purchase.
• Keshbek to 30% of the bank's partners.
• 6% on the balance of the account.
• Free cash withdrawals from any ATM worldwide.
• The ability to open accounts in US dollars, euros and pounds sterling.
• Cool stickers from Layfhakera.

Order card Layfhakera