8 of stupid ways to invest money and lose everything
Get Rich / / December 20, 2019
1. Forex Trading
Not all forex companies are equally harmful, certain among them are honest and decent. But if you decide to become an investor from scratch and do not understand the question, then your chances of losing all the money go to infinity. This is confirmed by statistics: in two years, Russians have lostCurrency pair dollar decline Forex 200 million rubles.
Plus in this area acting too many scams that doubles the chances of bankruptcy.
How it works
Forex market closer to the casino than in the financial market. You put money, for example, on the exchange rate and waiting for will come true if your forecast. If yes, then you win. If not, you lose.
But forex company earns on your failures, so in its interests to leave you penniless. Some of them can even adjust the rates so as not to stretch the process and quickly make you lose.
Think of forex trading as a game of chance - in this case the surprise is not for you. And if you want to dispose of all the savings, better to look for something more conservative.
2. Investment companies with a very high yield
High yield is always associated with high risks. Furthermore, it is one of features of the financial pyramid.
How it works
On pyramids Layfhaker have detailed I wrote. And in short, the old fee to participants in such companies mostly paid out of the money, which bring new members of the organization. Once their stream dries up, the pyramid will collapse.
The top of the pyramid is likely to earn, but this is inaccurate. For example, you may be banned under the agreement to withdraw money before reaching a certain amount. Do you really "earned" millions, but never see, since the company will cease to exist.
So if you promise that you invest $ 100 and get 200 the next day, run faster, but in the opposite direction from the direction of the company.
3. PAMM
This is the same forex, only from the other side.
How it works
Your account is associated with a score of experienced investors and the money transferred to him in trust. His bet is automatically duplicated from your account. And he plays with his own money, and since you receive only a percentage of the winnings. And it seems that this is a major safety factor: Is the investor will lose their own money?
But the money from the accounts are taken proportionally. For example, an investor puts 10% from your account, and it's $ 50. With your account come from the same 10%, and it is $ 500. If the investor wins, he will receive from you a good percentage. If you lose - well, that's no great loss to him. For your $ 500 to experience it will not.
4. cryptocurrency
Many regret that they did not buy BitcoinWhen it cost a penny, and sold it in December 2017 for a record price of 20 thousand dollars. But even more sorry for those who bought it for 18 thousand dollars, not sold in time and lost a lot of money.
How it works
Cryptocurrency made a lot of noise, and that is what ensures their growth. While they are buying, they are getting more expensive. Once the interest falls, it should be and the price for it. In cryptocurrency no material reinforcements, so that everything is tied only to the enthusiasm of buyers. Accordingly, you can not confidently predict what will happen to the course.
5. ICO
Initial Coin Offering translated as "primary placement of tokens". Risks cryptocurrency added more and the likelihood of fraud.
How it works
You are at the initial stage are giving us money, but it is your token. On the collected funds to organizations implementing the project, and then takes you part of the profits.
At the same time tokens can be bought and sold on kriptobirzhe. Accordingly, the price for them will vary depending on the availability of interest from buyers. If at one time, many owners will want to sell tokens, it derail the price at times. And they just want, if the creators of ICO will run away with the money collected, or create a vague project, which in this area are not uncommon.
6. binary options
Another gamble on a day with almost a guaranteed loser.
How it works
You bet on the rise or fall of the price of a certain asset. There are two options: you can win or lose. It would seem that income depends on your luck. Unfortunately no.
The system is designed so that the loss will always be more scoring. So, if you win 50% of the bets, you still find yourself in the red. And even if you are extremely lucky, binary options broker simply can at any time to cut the yield on various pretexts - it is usually spelled out in the conditions.
7. Network Marketing with the signs of the financial pyramid
Network business - another common screen behind which lurk fraudsters.
How it works
Network marketing can be treated differently, but some companies are working legally and actually sell goods. They also give bonuses for inviting new members, but the income obtained from trade yet.
Nameknot for any financial pyramid is this:
- Sale of goods - not the main income of the company. It exists due to the fact that the money collected from new members.
- The organization sells weird or useless products at inflated prices. They did not need to sell them - not the main objective of the company. And for the first purchase of the goods can guess which is which. When an honest network marketing on the hands you will have a good product at market value. In an extreme case, if the company falls apart, you will enjoy themselves. Pyramid will leave you with a plastic snezhkolepom for 10 thousand rubles, and vykovyrivalkoy bones of strawberries at the price of the ship.
- Key motivational payment of old participant receives for the new drive, and not for sale.
- Items you can not give at all. Then he will take in the next month or even a year. In the meantime, build a network.
Accordingly, nothing good for your part in saving the financial pyramid is complete.
8. Muddy company, especially with the mystical component
Let's be honest: if the word "energy" you use is not in the meaning of "industry" it is necessary to pump rationalityBefore investing.
How it works
Take home a mini-farm for growing worms, and not simple, but with the energy of Ki. This is supposedly the energy of life, which turns the ordinary into the extraordinary animals. Sounds fun, right? And as they grow, they generate Ki in your apartment.
The bottom line is that you get for the money (but not buy on that below) incubator for growing worms, and the organization undertakes to buy from you litter. Fowl price lower than the purchase of equipment, but you set up for several generations.
There are some nuances, and all of them lie in the license agreement. Chief among them is the following: the company is registered in Belize, is ready to accept a claim accordance with the laws of this country, to conduct proceedings on its territory and only in English language.
Translated, it means that you will not achieve anything if you will be deceived. And sooner or later it will happen.
Worms require a special diet, extreme humidity and other dances with a tambourine. Otherwise redeem will be simply nothing. Under the contract incubator just you take you out, and it will cost you $ 75. The first litter you are willing to buy 31 days for 6,5 dollar or the 91 days for $ 24. The company should take away from you the contents of the incubator, but does not say how this happens: perhaps you have to carry a box in Belize.
Growing worms is truly one of the options business. But as a rule, it is the good old specimens for fishing and feeding the pets that grow well in ordinary boxes. So that mystical energy and manifestations of leave for the "Battle of psychics."
Remember that a beginner investor
- Do not invest money in it, what do not understand. If you are with the 115-th time you do not understand, due to what is supposed to benefit, perhaps it's not you. Just here are crooks who are trying to confuse potential customers.
- Very high yield - an occasion guard. Most likely, you are deceived.
- Do not put more than willing to lose.
- Do not confuse betting on share price with their purchase. In the second case, you own securities in the first - a gamble with an unpredictable ending.
- If the organization looks and acts like a pyramid scheme, most likely, this is it.
- Turbid company registered in an offshore zone, should not cause you trust. If only because you can not build your relationship under the law of the Russian Federation and will be totally defenseless in legal terms.
- Before you get involved in the scheme attractive, longer read about them. Sometimes just the first document directly on the company's website will open your eyes to what is happening.
- Begin investing with simple and straightforward circuits.
see alsoπ°πΈπ§
- 5 Ways to invest in yourself
- 6 Simple Rules ideal investment
- 20 ways to throw money down the drain