As you cheated on the roads: ingenious tricks of swindlers

With the introduction of CTP insurance policy scams on the roads it has become much smaller. Especially after the last reform, when the insurance company began to pay of physical damage compensation law on CTP 2018: repair instead of payments car repairs, not to give the amount in which to assess the damage. Nevertheless, from different cities of Russia - from Ulyanovsk before Blagoveshchensk - continue to be reports of new ways to extort money on the roads.

Figure 1: The "Artist of large and small academic theaters"

You quietly coming by car as the road suddenly jumps pedestrian and theatrically throws you on the hood. While you are in shock, he begins to writhe in phantom pain, accuse you of collision and intimidate deprivation of rights or prison.

The performance can be accompanied by a demonstration of a Swiss watch or an expensive gadget that unfortunate victim allegedly broke during a fall. Then he offers to solve everything in place and to pay him compensation.

Sometimes it appears next to an accomplice disguised as a police officer, which adds fuel to the fire by saying something about the matter for the courts. However, he does not insist on drawing up the protocol, and offers understand themselves. Fraudsters choose quiet single drivers, and like to arrange representation in poor visibility conditions away from city cameras.

What to do

• If you have a DVR, tell the fraudsters. As a rule, they realize that their histrionics would not be as convincing on the video, and to take leave themselves.
• If the registrar is not immediately begin to shoot everything that happens on the phone.
• Photograph "victim" vehicle position, damage, skid marks on the pavement and the condition of the asphalt: dry, wet, covered with snow.
• Find witnesses who had seen with their own eyes, "arrival", and take their contacts.
• You pay nothing fraudsters and just call the police.

Figure 2: "Where's the money, Lebowski?"

You stand quietly in his car, when he flies the indignant man. He starts to cry, you have knocked his car, escaped and now have to pay for the repairs. Pre scammer some time watching your movements, so as to place the alleged accident calls it, which you really are. For example, the parking lot at work or the supermarket.

"Victim" takes you to the car and shows the damage. As a rule, they are compatible with those that are already on your. It also happens that the right applied to the pre-scratch your car with sandpaper. The fraudster threatened the police and says that for escaping from the scene of the accident you will be deprived of rights. But if you pay him for repairs, out of kindness he is ready to hush up the case.

Sometimes fraudsters even submit an application to the police. Supposedly you knocked their car and drove away, and they had to write down the number. The goal - to repair your car at the expense of insurance. Then you bind the police, and then takes a serious turn.

What to do

• Write down the license plate of false victim.
• Take a picture of both the car and tell me what you are going to do the analysis in the field of paint damage to both cars - trasological examination. If the collision was not, trasologii-specialist will find out.
• If the fraudster comes immediately to the police, asking them to show identification. If you doubt that the officer present, contact the local prosecutor's office.
• If the case has already been opened, get avtoyurista - it will help to prove that it was not an accident.
• In no case do not pay the money: the fraudster will continue to blackmail you escape from the accident scene to infinity.

Figure 3: "The tail you in the beak"

You are driving in the left lane, suddenly you ahead of the car and dramatically slows down in front of you. You do not have time to avoid a collision and crashed it into the rear bumper. According to the rules of the road you need to keep your distance and calculate the braking distance, so the blame will always be the one who behind.

Scammers know this and often use this technique to get the money from the insurance and repair the bumper, which they pitched somewhere.

More timid crooks use a different technique: standing in front of you at the traffic lights, pass back and hit you in the rear bumper. Then out of the car and start to blame collision.

What to do

• Do not go away from the accident scene: not yet clarified all the circumstances, it can become a real crime.
• Tell rascal that he is the culprit of the accident in accordance with paragraph SDA 2.7Who it says that sudden braking without cause is prohibited.
• Gather witnesses, get their names and phone numbers.
• Call the police for the minutes and tell us about the aggressive behavior of the emergency car in front of you.

Scheme 4: "Vortex Sicilian vendetta"

You are driving in the left lane, overtaking trucks and wagons. Behind you very close car and the driver begins to emotionally show that you should immediately give way. In the course are lights, alarm, shouting and gesticulating in an Italian style.

The driver behaves aggressively and persistently, you are annoying and nerve rebuilds right. At this time, on your right there is a noisy accomplice driver, who remained in the dead zone. You bump into his car.

In this scheme, there is another variant of development: a good foreign car begins to draw in your left or sharply circles bump provoking maneuver to the side. And on the right goes an old Lada - a future victim of the accident. Of course, in order to avoid a collision with a foreign car, you go to the right and bote old car. Mischief managed.

What to do

• Memorize the numbers of suspicious cars that you draw in or instigate to move in an uncomfortable situation for maneuver.
• Interview people in the street who saw how you clipped. If you stopped any of the other drivers, find out whether he has a DVR: investigators may need the video from different angles.
• Call the police and report the number who went to the car.
• Please consult a lawyer to help prove a deliberate provocation of an accident.

Figure 5: "I like a man who has a plan?"

As old as it put the world on which no one bite. But motorists are still with her faceSo just in case, we tell. While you are traveling in your car behind throwing a plastic bottle with water, stone, potato or something else that mimics the sound of impact. You think you have touched something, and stop, and the accident victim is already here with dents on the car, which allegedly caused you.

Especially impudent rascals accomplices may even scratch your car at the moment, when you go out - for credibility. Alternatively, you say you have touched the pedestrian and left. Of course, in that we substitute any road commissioner realizes that a collision was not, so scammers are hoping just to intimidate you and get a little bit of cash. At the mention of the police, they usually evaporate.

What to do

• Record car numbers.
• Pretend to call the police on the phone.
• If the blow on your machine were damaged, call the police in the present and make a report about the accident.
• If a situation has occurred somewhere in the country on a dull highway at night, do not get out of the car. If no damage, leave. If there is - lock the door and call the police.

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