Mortgage - please leave the car or - alas, no.
Maternity capital - budgetary resources to support the families of the birth or adoption of the second, third and subsequent child. In 2018 the size of payments is 453 026 rubles. Dispose of this money can not arbitrarily, but in accordance with the lawFederal law from 29.12.2006 N 256-FZ (ed. from 07.03.2018).
What you can send funds
1. Improvement of living conditions
- Buying a house or apartment. The new property is divided among all family members.
- Housing construction with the involvement of contractors or their own.
- housing reconstruction. It should be increased the total area of the dwelling.
- The first installment of mortgage or other loans to buy housing. In this case, the need to wait for the child reaches three years of age.
- Repayment of principal and payment of interest on loans for the purchase or construction of housing, including mortgage. From 2018 - without taking into accountRF Government Resolution of May 31, 2018 №631 the commencement of the credit obligations.
- Payment for participation in the joint construction or housing cooperative.
2. child education
- Education of children in post-secondary or higher education institutions in the budgetary field. Prioritization of children born does not matter, the main thing that they were less than 25 years.
- a child living in the dormitory at the educational institution.
- Caring for the child in the educational organizations, such as after-school group.
- child content kindergarten.
3. mother's pension
The funded part pensions old age. You can invest in private pension funds and private management companies, even non-working mothers.
4. Disabled children
Compensation for the cost of purchased their own lifts, devices for writing Braille alphabet, special computer and so on. ScrollRussian Federation Government Decree of April 30, 2016 № 831-r of all goods and services for social adaptation and social integration of children with disabilities is set by the Government.
5. Monthly payments
Cashing maternity capital prohibited. But 2018 Low-income families can receiveFederal Law "On the monthly payments to families with children" from 28.12.2017 N 418-FZ matkapitala money out in cash or by card, provided that the second child is born (being adopted) after January 1, 2018.
monthly payment. The size depends on the subsistence level of children in the region. Receive a "recharge" from parent capital as possible until the child is fulfilled and a half years.
Lump sum payments in the amount of 25 thousand rubles is no longer available.
On that you can not spend the maternity capital
- Purchase land. Even the construction of the family nest.
- Purchase or construction of villas.
- housing repairs. Not to be confused with reconstruction. We are talking about the wallpaper, linoleum and other "frills".
- buying a car. With the exception of some of the regional programs of the parent capital.
- Purchase of household appliances.
- Repayment of loans and other consumer debt.
- Parents' education, as well as payment of circles and children's sections.
- Treating someone else in the family.
- Vacation. Even for the recovery of the sea of children.
see also
- Maternity leave: how to calculate, to issue and receive payment →
- 20 life hacking for those who have a child →
- Postpartum depression: how to be, if you can not enjoy maternity →