How are bred for money on the Internet: popular 5 receptions

How to protect your money from criminals

According toHackers in 2017 kidnapped the Russians almost a billion rubles Central Bank, in 2017 from the accounts of Russians stole 961 million rubles. The average amount of transactions for which the card holder does not give his consent, amounted to 3000 rubles. It seems to be not so much, but still unpleasant, given that often theft can easily be avoided.

Often the case in a simple carelessness. Technological progress has given us the smart devices that make life easier, but, alas, not safer. After forcing open one of the gadgets that are connected to your home network, attackers can optionally get all your personal information. Personal data, logins, passwords - will not notice how information about your life on the Internet will departure to the fraudsters.

To learn how to safely protect themselves from attacks of cybercriminals, come on lecture "As you rob your teapot: financial security foundations in the modern world" in the series "The financial environment." Speaker - Artyom Sychev, deputy chief of the General Directorate of Security and Information Protection of the Bank of Russia. He will tell how cybercriminals are manipulating the consciousness of the victims, as your activity on social networks may play into the hands of fraudsters, and what to do if you are trying to rob or been robbed.

The lecture will take place on May 16 at 19:00 in the Central Library named after N. BUT. Nekrasov (Moscow, Bauman Street, 58/25, p. 14). All the lecture series "The financial environment" are free, but you need to advance upSo you definitely have enough space.

Tricks to be aware of

Still, the Internet of Things are often not as dangerous as banal and familiar to many circuits divorce for money. Like all elementary, these tricks on the ear, but people still come across them.

1. Offer profitable operation

If you stumbled upon an ad that promises good money for dust-free work at home, do not hurry to rejoice. Often these stories are commonplace fraud.

You are asked to transfer a certain amount, such as for textbooks payment and confirmation of the seriousness of your intentions. Money requested not to such a large, especially when compared with a future paycheck. Why not, you think. That's all. You can write as much as necessary on the failed mail to the employer, the answer is unlikely to live to see. You money too, no one will return.

What to do

Do not believe the sweet promises. Look for reviews of the company - there are certainly deluded stories of people who received the money instead of the hole in the donut. Finally, consider soberly: what do you need to pay for the work for which you have not yet settled?

2. A letter from the "bank employee"

The content of these messages is usually pretty terrible. For example, you can tell that to your name to take a loan on which payments are overdue. Pay, but livelier.

The letter is accompanied by a link to a personal bank account (of course, false) or a file with details of the alleged. Download, open - surprise: a virus.

What to do

Do not give anyone your card data and not pass on dubious links. If a person posing as a bank employee asks to name the card number, expiry date of its validity and CVV-code, it is probably a scammer. Call the bank's direct line and find out whether the representatives of the financial institution sent a letter to you.

3. Please "friends" for help

You get into the social network fiery message from a friend: save me, comrade, urgently need the money, there's your card number, but rather the debt as soon as possible. How not to help an old friend?

Translate the required amount, and then a surprise: it turns out, a true friend any money you did not ask. Its page just hacked and collected a decent harvest, playing on the feelings of trusting friends.

What to do

Make sure that it really is your friend. Give him a call, write SMS in general, please do not hesitate in any way, except for messages in social networks. And just in case, change the password on your account, especially if you use all the same. You never know, then suddenly and you have to justify himself before all those who sent money swindler, submit your name.

4. Sellers-deceivers

Scheme utterly simple. You found an advertisement for the sale of things that you really need. Except that the seller requests payment: or how little of a sudden you deceive him, get the goods, and the money will translate not.

In fact, just fooling you. Seller send the required amount, he says, they say, the package sent, wait. You waiting, waiting and waiting again. As you might guess, the purchase will not come to you, because it no one thought to send.

What to do

Do not buy anything in questionable online shops. Before you send the money, try to find information about the seller. Perhaps someone has already caught on his fishing pole and shared indignation on the web. And, of course, insist on payment on the fact of receiving the package.

5. questionable sites

For example, the same online store. You buy something there, enter the data card, and then get a notification that your account debited for the amount in excess of the purchase price. And well, if a notification comes only once.

Before payment, look at the address bar. If resource address begins with https, everything is normal, the connection is protected. If http - chances are good that your data will departure in the hands of criminals.

What to do

Look carefully where and what data you enter. In cases where you still fall for the bait scams, immediately call the bank and block the card.

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Vigilance - the best way to protect against fraud, but to effectively manage personal budget and other necessary qualities. On the site "Financial culture"You will find practical advice on how to make friends with money and competently dispose of them.

Learn more about the methods of work of cybercriminals, you will be able to lecture on "How to rob you of your floor: financial security foundations in the modern world." Enroll yourself and tell us about the lecture to friends: such information are not redundant.

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