How do you know that you are deceived by SMS

You have much promise in communications millions of cars and the arrest of the entire property or blocking of bank accounts. Layfhaker tells how to separate the wheat from the chaff and honest SMS - from fraud.

You have been sent a link to a media file

Situation

A new message: "You have been sent a picture. To view go to... "Familiar? SMS text can be anything: a mobile application advertising, sent the song or treatment mysterious stranger with a proposal to see her photo. Lately, especially popular scheme with "arrest" your money or property "bailiffs".

Thus, fraudsters are trying to get you to go to the proposed address. And there can be anything from an automatic subscription for paid services to the virus program to remove the money through mobile banking.

What to do

• Ignore messages with a proposal to go to any link.
• Check send information through reliable sources.
• Install applications, download pictures and Listen to the music at the official online store.

You've won a fabulous prize

Situation

Unexpected joy was told that it is your phone number has become a winner in the unique lottery and you will receive a gift of a million dollars! Or you are the owner of most beautiful foreign cars! Or the whole house! One "but"... To receive this wonderful gift, it is necessary to make a sheer trifle: pay kopek (compared to the cost of the prize) tax or shipping costs.

Favor of fortune, of course, has not been canceled, but this way the scammers receive remittances from those who want to get rich. And the mentioned prizes and competitions do not actually exist.

What to do

• After receiving an SMS with similar content, remember, if you are involved at all in any competitions. If not - just delete the suspicious message and forget about it.
• If you hope to win even a glimmer in your soul, contact the official organizer of the lottery, which said in a statement. Specify whether there was currently issuing prizes and if you are a winner.
• Do not put any monies suspicious persons. No way.

You are asked to call back

Situation

Oh my God, your credit card is blocked! Or you are offered a unique opportunity to download a ringtone to beep. Or something else incredibly attractive. And the only thing you have to do - call the number indicated.

But after a call (which may not even respond) from your account just gone another couple of hundred rubles.

What to do

• Check the information in the report through official sources: the bank's website, a mobile operator or a public institution.
• Hammer into a search engine text messages, most often scammers use formulaic phrases and wording.
• Remove the suspicious message and forget about it.

You are asked to transfer money

Situation

A message from an unknown number claiming to be from the immediate family (not necessarily current) is accompanied by a plea to urgently transfer money? Do not deny it really can be a relative. But most of all, when after developing his own generosity you contact with his brother-matchmaker, you just do not understand. After all, like the man himself did not write and did not ask for money.

What to do

• Please direct relative. Call him or people who can have a conversation with him.

You are asked to provide information about your credit card

Situation

Most often this happens if you sell anything on the Internet. You can write a proposal to transfer the money for the purchase of right now, but when you agree with the transfer, will have problems. The buyer will ask for his data on your map, ostensibly needed to address these problems. But in the end pay you do not get, but also lose their own non-cash savings.

But it is a complicated scheme sometimes scammers can simply ask your PIN number, posing as a bank employee.

What to do

Remember that for remittances only need to know the card number. Its expiration date, CVC-code, name and surname of the holder are not necessary. A PIN code does anyone can not communicate.

What kind of suspicious messages come to your phone? Share in the comments.