How to pay taxes: the answers to 12 key questions
Right Educational Program / / December 19, 2019
To pay taxes, as you know, you need to sleep soundly. And because Layfhaker answers the most frequently asked questions relating to this responsible and important matter.
Paying taxes is necessary for all?
Taxpayers (here we are talking about individuals) - those who own movable or immovable property, which is considered the object of taxation. And those who receive any income or material gain.
That is, those who are not yet 18 years old, too, have to pay taxes?
Children who own property that is subject to taxation, taxpayers, too. But for them to pay the taxes parents or legal representatives.
If a minor is officially employed, it lists personal income tax for the employer.
What is the personal income tax?
Personal income tax (or income tax) - a tax on personal income. He is paid on all income you received.
If you are officially employed, the employer each month deducts from your paycheck 13% in favor of the state. This is the standard rate, which is also applied to tax on dividends received by you, rent (if you rent your property vnaom) and the sale of property.
In all cases, in addition to receiving the salary, you will need to indicate your income tax return.
I always have to pay the tax when I sell an apartment or a car?
Not always. If you are the owner of more than three years, the personal income tax on the sale of the property is not paid.
Personal income tax will have to pay if you sell real or personal property (or exchange their property to another, which equates to selling it), that you had owned for less than three years.
In this case, keep in mind that the sale of the property you are eligible for a tax deduction. Not taxed sum of one million rubles in the sale of property and 250 thousand - when selling a car. Calculate how much money you have to pay, you can use online calculator.
If you sell the property for less than they bought (ie, not received profit), the tax is not paid. Even if the entry into the property in less than three years.
And if the income is considered to be winning the lottery?
Yes, it is believed. If you are the winner of a conventional lottery or win at the casino, you will have to pay a tax of 13% of the winning amount minus 4 000 rubles, tax-free. That is, if you hit the jackpot, but forgot to report on this in the declaration, you in trouble.
At a maximum rate of 35% is taxable gain in any promotion. However, if the market value is less than 4000 rubles, no need to pay anything. It happens that the obligation to pay the tax take on the organizers.
The same - 35% - on income from deposits and bank deposits. But even here there are subtleties. Income tax contribution to the ruble not have to pay, if the annual interest rate does not exceed the refinancing rate at the beginning of the year. More information can be found at the bank.
What if I went to the apartment by inheritance?
In this case, no need to pay tax. As well as in the event that the apartment or any other property you presented to a close relative or family member.
But inheritance there are exceptions. Tax is levied on the remuneration paid to the heirs of authors of works of science, art, literature, inventions, discoveries, and industrial designs.
What will have to pay tax if I have a car?
Vehicle owners (TC) pay vehicle tax. Its size depends on the amount of horsepower in the "iron horse", the region where the owner is registered (in some regions and republics have multiplying factors), type and cost of the vehicle.
Calculation of the amount of each year engaged in tax inspection.
If your car is stolen, the vehicle tax does not need to pay: do not forget to arrange the loss officially, through the law enforcement agencies.
Note: subject to tax each vehicle, which is subject to state registration. That is, while cyclists can breathe freely.
How much do you have to pay property owners?
Property holders shall pay the property tax. For tax objects include homes, apartments, rooms, garage (or parking space), finished or unfinished buildings and complexes of buildings and structures.
For a long time the size of the property tax depended on the inventory value of the property. This amount, which is determined by Bureau of Technical Inventory Specialist depending on the area, public amenities, year of construction. As a rule, the inventory value was obtained significantly below market.
But the Tax Code made changes. And now, in many regions, calculate the tax otherwiseFrom 0.1% to 2% of the purchase price land considering tax deductions and decreasing coefficients. Amount, as in the case of the vehicle, calculates the tax.
Is there still any taxes for individuals?
The owners of land (or those who have the right to permanently or enjoy life to) pay the land tax. Its rate varies from 0.025% to 1.5% of the cadastral value of the land: the size determine the power of each region.
Individuals can pay the excise tax, if the export or import of excise goods through customs (this includes alcohol, alcohol and tobacco products, vehicles, and so on). More information can be found at article 181 Tax Code of the Russian Federation.
Also, there is the water tax (if you are, say, decided to provide the house with water from your proburonnoy artesian well), the fee for hunting and fishing (it is possible to learn more in the local society of hunters and fishermen).
Are there any tax benefits?
Yes. For example, pensioners are entitled to avail of this benefit the transport, property and land tax.
The list of those who are eligible for tax credits, rather large. More information can be found, for example, for this link.
Also you can try to get a tax deduction: back part of the taxes due to the cost of treatment, education, and so on. Full information about them can be read here.
When and how to pay taxes?
Until April 30, taxpayers must file a declaration of income. Personal income tax to be paid before July 15th (in 2017 you will pay for 2016), the transport tax - until November 30, land and property taxes - not later than December 1.
Notifications about how much money you have to state tax circulate in the community. Also, it is much more convenient for the tax debt can be found online.
What happens if I do not pay taxes?
If you do not zadeklariruete their income and do not pay taxes, you face a heavy fine (from 20 to 40% of the amount), plus penalties for each day of delay. If the debt exceeds 300 thousand rubles, the punishment may be more severe, until his arrest.
Keep in mind that the inspectors may require you to tax only the preceding three years. They also can not charge interest on amounts that are not expelled notice.