In Russia came a new way of confirmation of contactless payment - using pre-made selfie. New payment system SWiP launched in Russia in partnership with VisionLabs, does not require the user to any action when you pay: all the checks pass on the service side.
Developers from VisionLabs created for SWiP advanced face detection system. The general concept of the payment system is as follows: once the user specifies in the mobile apps your payment cards, as well as making selfie and stores it in the database.
It is further assumed that a person comes to an authorized point of sale payment system, and there special camera scans his face and compares the data with the previously made and confirmed a selfie rejects the payment.
Money is debited automatically, the user does not even need to take the smartphone. There is also a more traditional way of confirmation of payment - through scanning QR-code.
According to the developers, for the recognition of real human persons responsible VisionLabs LUNA technology. It will prevent the substitution of a real person on the photo. It is planned to add these cameras in 250 public retail outlets in Moscow and St. Petersburg. A full launch is expected in early June. Now only a handful of schools and shops in these two cities are working in test mode with SWiP support.
Among other features worth noting the technology loyalty program keshbekom and permanent discounts from service partners. Download SWiP app for Android and iOS is available in the Google Play and App Store respectively.