Payment system Apple Pay transforms the iPhone and Apple Watch in a convenient and secure wallet to pay for goods and services in retail stores and on the Internet. Layfhaker tells how to use Apple Pay with maximum benefit and advantage.
What's happening?
Joy fills all owners of the iPhone and Apple Watch.
The fastest, convenient and secure way to pay for goods and services offline and online - Apple Pay - is now available to customers of Russian banks.
What is Apple Pay?
Apple Pay - this is when you can pay for goods and services in stores and on the Internet to your iPhone or smart watches Apple Watch. Somewhere insert or plug in the device is not required, the seller too, do not pass it up.
You authorize the purchase of a fingerprint as when you unlock your smartphone or double click on the button hours, hold the terminal, which is usually put in the bank card, pysch-pysch - and buying longer paid. Instantly and securely. No cash, and even cards in the purse is now not necessary to climb.
Which devices support Apple Pay?
Apple Pay was introduced in the US two years ago, and because it supports the iPhone and Apple Watch, released in 2014 and later:
- iPhone 6;
- iPhone 6 Plus;
- iPhone 6s;
- iPhone 6s Plus;
- iPhone SE;
- iPhone 7;
- iPhone 7 Plus;
- all Apple Watch models.
The owners of the iPhone 5 and iPhone 5s also can use Apple Pay, but only on Apple Watch the clock.
How does Apple Pay?
Inside the modern iPhone and Apple Watch has a special small chip, which allows to communicate at a distance of a few centimeters. You authorize the purchase and hold the phone or watch to the terminal. Then getting into the act banking arrangements. What is happening at this time, - sophisticated technology. Protected, safe, but very fast. The process lasts a fraction of a second, and the purchase has been completed.
So in fact it's the NFC?
Yes and no. In fact, Apple Pay - it's much more. Part responsible for contactless payments, actually works on the basis of NFC technology, and therefore compatible with all existing terminals.
Banks have long issue cards with chips NFC. The owners of Android-devices can also pay for purchases with your smartphone via third-party applications. contactless payment technology run-in, debugged, it is absolutely safe and reliably protected.
Apple Pay - is not only a payment via the NFC, but also a complete payment system that protects user data and money everywhere, including when making purchases on the Internet. Additional security is provided by the use of dynamic codes, which are transmitted instead of payment card data and store user information in secret.
This is exactly safe? I was told there is a ...
The talk about the risks of contactless payment, including a double and a write-off intruders with "hacking devices," nothing more than rumors, spread by people who do not know anything.
Even if you lose your phone or watch a risk of losing money is zero. The finder of the device does not use them without your fingerprint and does not receive your payment information, and additionally will be safe standard tool Find My iPhone, remotely disable the function of the payment on your smartphone and hours.
In the US and some other countries, Apple Pay works flawlessly in 2014. This system has been tested by time and billions committed purchases. Everything is protected as a federal gold vault.
How do I know supports Apple Pay my bank?
Read the news on its website and in the social sphere, call support. Usually the first to introduce the most advanced innovations banks. For example, "Roketbank"Announced support for Apple Pay right away. We have already checked in the shop - it really works.
What if my bank is in no hurry to Apple Pay?
To change the bank, I guess. It is a matter of your priorities. Conventionally, people are divided into two groups:
- Those who put above all the bank's size.
- Those who put above all the convenience and benefits.
If you follow our lead and begin to look closely to the progressive banks, then pay attention to the "Roketbank".
"Roketbank" is part of the banking group "Discovery". Savings customers are protected by the state deposit insurance system.
The "Roketbanka" good support, one of the most convenient banking applications with a bunch of useful stuff like automatic notification and payment of fines, as well as the excellent conditions on the cards, it is advantageous for the savings and shopping.
"Roketbank" offers 8% annual interest with monthly capitalization, keshbek 1% on all purchases, free service, free card issuance and 500 rubles at the expense simply for the fact that you have brought card.
Get a map "ROKETBANKA" With 500 rubles per account free of charge