How to use Google Pay and whether it is safe
Educational Program Technologies / / December 19, 2019
What is Google Pay and how it works
Google Pay - formerly known as the Android Pay - a service that allows you to pay for purchases in stores, on Web sites and applications on smartphones.
Google Pay can be used in all stores and other places with terminals for contactless payment. You've probably already seen similar devices at the box office and brings them to the bank card charge-offs.
For payment through Google Pay enough to bring the smartphone to this terminal instead of a map. It is more convenient, since the gadget is always at hand and use it faster than to get the desired card or cash from a purse. Especially since some cards can be connected to the smartphone. Internet does not need to pay.
As for online purchases: apps and sites that accept money through Google Pay, is displayed on the payment screen button with the service logo. If you see this, you need to click on it and follow the prompts on the screen of the smartphone.
Such a process eliminates the need to enter each time the map data, and thereby significantly accelerates the process.
What devices and banks support Google Pay
With Google Pay all compatible smartphones that run on Android 4.4 or higher. In addition, to enable you to pay through the terminals, your phone must support NFC wireless data transmission technology.
Learn the operating system version is available in the device settings by clicking the "System» → «About phone."
To check the NFC support, look for the appropriate option in the settings. If it is, the smartphone supports NFC. If you do not find such a function yourself, check its presence in the device manufacturer's website.
If you've got on your smartphone root, that is, Ruth, Google Pay may refuse to work.
The number of banks that support Google Pay, is constantly expanding. You can see current listings on the service site for Russia, Ukraine and other countries. Next to the name of each bank, you will see its card types - be it credit or debit, Visa or MasterCard, - which can be connected to Google Pay.
How to connect and configure Google Pay
- Install on your smartphone Google Pay is a free application.
- Open System Preferences and turn on NFC.
- Set up screen lock with a PIN-code, password, pattern, or fingerprint.
- Launch Google Pay program and follow the instructions on the card connection.
Price: Free
How to pay for purchases in stores
- If the amount exceeds 1000 rubles, unlock smartphone screen. If not, just turn on the backlight.
- Bring the mobile device back panel to the terminal, and wait for further instructions. Run Google Pay application does not need to do this.
- Follow the prompts on the screen of your smartphone. Most likely, the application simply asks you to enter the PIN-code from the card.
- If you subscribe to the service a few cards and you want to pay for your purchase through the card, which is not listed as a major in Google Pay, launch the app before purchasing. Open the "Maps", select the smartphone and bring to the terminal.
Does Google Pay safe
Google says that Google payment via the Pay safe. All financial information is encrypted and stored on a secure server. In addition, if the seller does not receive payment even your card number: instead, he sees only the virtual account number that is assigned to each card.
Google Pay can only be used with a customized lock screen. It protects your cards from strangers who do not know your PIN-code, password, or pattern and can not pass the test fingerprint. If you disable the lock function, then the application will erase the virtual account associated with the card for security purposes.
If your smartphone is lost or stolen, you can track the device, lock or erase a lost device through the service "Find device».
Is it possible to pay for purchases via the smart watch
Service can also be used on smart watches. At the moment, the function operates in Australia, the UK, Spain, Canada, USA, Poland and Russia. The clock that support Google Pay, the service application is available out of the box.
Setup and use of the service on the clock occurs almost the same as on your smartphone. Just before paying, you must manually run Google Pay app. The very smart phone to pay through the clock is not needed.
see also
- As I refused to cash and a card and died →
- 20 apps to help save money on purchases →
- How to succeed and make a fortune if you have virtually nothing →