Travel - it is unfamiliar places, new people, fun and adventure. So, take care of the safety of their money in this time of need even more carefully. How to do it best? We describe below.
Nearing the hottest time of holidays and travel. Going to another country, it is important to remember that tourists bring the lion's share of profit for thieves and robbers to many cities. Meeting with such unfriendly people can not only spoil the impression of the trip, but also call into question the continuation of the rest. Therefore Layfhaker publishes a few tips that will help to protect the money in the journey.
1. Visit the bank before a trip
In the West, many banks provide services geographically and can block the card in case of withdrawal of money in a location other than your usual locations. In Russia, this is less common, but some banks have their offices in other countries. Details of partners and branches of your bank will be very useful in case of loss or blocking the card. It should be clarified and procedures in a particular Otherwise abroad.
2. Make a list of the contents of the purse
Before the trip, perform a kind of audit of a wallet or purse. Write down a list of the contents on a separate sheet of paper and put it in a safe place. bank card is not necessary to record the number, but the hot line phone bank to be written together with the rest of the contents. All this may be required for the proceedings to the police in case of theft or loss of a purse, as well as block the card by phone, if necessary.
3. Keep copies of personal documents
Before the trip, make photocopies of passports, driving licenses, visa and other documents that you will need in the form of scripts.
Copies should be done in triplicate. One is recommended to bring along and store separately from portable instruments, such as left in the hotel safe or in a suitcase, which is in the room. The second copy of copies should be left at home, and others - to convey a loved one or a friend, which will keep in touch while traveling.
If this passport is lost, a copy handy. If it happens that at the same time will be lost and copies stored in the room, you can phone to a friend or relative and get the minimum necessary information about the documents or even the copies.
Despite numerous problems and disadvantages, some airlines still allow flight without original document in the event that there is a copy of a police report and confirming the fact of theft documents.
4. Not stuffed your wallet
Travel light. Carry only those credit cards, business cards and checks to be accurately used in the trip. Handy in your wallet and a copy of health insurance with brief information about vaccinations, blood group and intolerance.
If you are traveling with a debit (salary) card, be very careful.
It is better to keep it in the hotel safe and only use in an emergency, because it gives direct access to the settlement account. This allows some operations without requiring a password. Therefore it is necessary to have a separate card for everyday use.
5. Use a credit card without commission
Carry a lot of cash is not less dangerous than using a debit card. Instead, consider using a credit card with zero commission for operations abroad. Some banks offer similar cards with fraud protection service. This will allow to cancel the operation in case of loss or theft of the card.
6. Use ATMs with caution
Unfortunately, the cash money tend to end, no matter how much they may be with him. But do not use ATMs too often recommended. For cash withdrawal bank owner of ATMs will take a significant commission. In addition, there is a risk of running into a fake ATM machine or device that reads the password and card data. Avoid it (though not with absolute assurance) would knowingly using proven ATMs - in the major branches of banks, a hotel or airport. For more confidence you can check for an ATM on site Visa or MasterCard.
7. Remember the antiquated ways of saving cash
Keep the money in your wallet is very convenient, but not very safe. The journey can be useful special pocket for money, situated where they kept our grandfathers and grandmothers. Yes, a secret pocket in linen and clothes. You can keep cash in the pouch around his neck (to get more comfortable, although it is less secure).
Today, it is not necessary to sew pockets like yourself - you can find a modern and far more reliable finished version. Even shoes can be bought with a secret pocket in the sole or in the ankle.
8. Act without delay if your wallet was stolen
If your wallet and / or documents stolen during travel time, you must immediately contact the police for the minutes of the incident. This will require not only attempts to return loss, but also for insurance claims (unless, of course, you are insured against theft). After that you need to lock your card or account and ask the staff to trace bank withdrawals money (you may need during the police investigation, which will be the beginning of your search of things).
If you have lost the documents, please contact the nearest consulate or embassy.
Of course, all these measures do not give an absolute guarantee of safety of your money in the tour and travel, but at least you can feel more freely and avoid the most common problems with finances.