Financial literacy for Dummies: What you need to know about money going abroad

Why you can not go abroad

To begin with base. You can plan your trip wisely, think about spending, determine the currency, but it will not leave. If you do not have to go abroad, at least you will lose money for the tickets. To this did not happen, check that there are no obstacles to travel.

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How to handle money abroad

The thought of traveling abroad there is a lot of questions. What to choose: card or cash? Do I need to change the currency in Russia, especially if you need an exotic money? If you spend a few minutes to explore the theme, there will be no questions.

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How to plan spending abroad

Traditional programs for the conduct of the budget may be useless to travel abroad: they are not all adapted to different currencies. Come to the aid special applications for monitoring spending on travel.

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How to get the money back on purchases abroad

You can get between 8 and 27% of the value of goods that you will gain abroad (though not everywhere and for every purchase). You will get back the amount of value added tax, which is included in the price, as foreigners are not required to pay it. But for this we need to collect receipts and time to issue Tax free.

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How to arrange travel insurance

If you travel abroad, insurance should definitely issue. It will save you a lot of money with health problems. But that insurance really helped out, it is necessary to take into account all the risks that you may encounter.

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As a journey to save traffic on the smartphone

Abroad anywhere else to understand the meaning of the expression "the road is not a gift, and attention" because the response to the message in the messenger can be worth more than a cool souvenir. There is an option to disable data transfer and use only Wi-Fi, but it is not always possible. In such cases it is necessary to take measures to save bandwidth.

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How to learn about scams in different countries

The main weapon of scams - surprise. They create a stressful situation in which it is difficult to adequately assess what is happening, and you risk to fall for the bait scams. In the excitement of traveling abroad in such cases there will be more.

But forewarned - is forearmed. Arsenal knowledge of fraud in different countries is available in a special supplement.

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What to do if your tour operator goes bankrupt

You are not gone on vacation and run the risk of losing money and still have left, and you can get stuck in a foreign country - a situation, though unpleasant, but solvable. It is important not to panic and to understand exactly where to seek help.

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