How not to quarrel over money with the second half

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You have different attitudes toward money

One of you grew up in a wealthy family and never knew the needs of the other since childhood remembers what it means to sit on the buckwheat to paycheck. Now you earn enough, or even a lot. But as long as your spouse with peace of mind spending money on things not essentials, you have my heart bleeds, because they can be set aside.

What to do

This is a rare case where a compromise is really satisfy both. you can help budget for the month and year. In it you fix all of the mandatory spending, and even the savings that will calm one of you. But the second can shamelessly spend the money that you work together to highlight the pleasant shopping.

Your spouse spends a lot

You get about the same, but a week before the salary you still have money, and the peer end.

What to do

Between situations where your partner is too wasteful and when you only think that he spends too much, there is a fundamental difference. To distinguish one from the other help

costs accounting. Record spending for at least a month, with it comes to both.

The result can be found out interesting things. For example, it turns out that the partner really wasteful spending more because they buy products and household chemicals for the whole family.

The list of necessary things for each of you is not the same. Keep this in mind when you're half reproach that they themselves get along with one bar of soap per year.

If, however, the need for savings will become apparent, the list of expenses will help to analyze spending and find out on what you can save.

Your partner earns enough

It seems that men will address this claim often, but a woman with her face too often. Money is not enough, and one partner begins to blame the other, that he tries not enough for the common good.

What to do

There are too many factors works, and talk on this issue is more important than counting. Be realistic: not everyone is born to earn millions, no matter what was said in the motivational quotes. Moreover, no one should do that.

"Keep the family", "strive for more" - it all sounds nice, but it rests on the will and character of the person.

If your spouse is content with what we have, you appreciate it and take the other qualities make money to myself or look for another partner. Re an adult - a thankless and meaningless. Spend the strength of the fact, for what you pay.

Your partner earns a lot, but not divided

Do your mate a good salary, but you live modestly. Attempts to encourage the partner to be generous to nothing lead, and you have to go with your smartphone penultimate model.

What to do

It is again a matter of the agreements. In fact, if you are a competent adult without burdening circumstances in the form of maternity leave or something like that, no one is obliged to support you, it is voluntary. On the other hand, relationships involve some pooling of resources, including material. Ways to better negotiate in advance. It can be:

• The total budget. Revenues of both stored in a cabinet or on a single account, and each takes as long as necessary. In order not to quarrel, discuss the major spending and try to use common sense. Good help is drawing up a long-term spending plan.
• Shared budget. The general waste you throw off equally or are giving a certain percentage of the income. The rest of each spending at its discretion.

You have to beg for money partner

For some reason, you are not working. For example, you are on leave for child care or partner told you: "Yes, stay at home, I will be able to feed us." You are doing their part of the agreements, but partner to fully concentrate the cash in their hands, and you have to ask for money for bread and a pacifier for the child, and then to report checks.

What to do

The situation smacks of economic violence, so the quarrel is no longer effective. Of course, many couples live for years in a situation where one spouse is not working, and seem to be happy, but not everyone is so. Certainly, when you are planning a career decree or housewives, the arrangement was different. Now you are completely dependent position, escape from which is not easy.

Quarrel is useless, the controls still do not in your hands. If the situation does not suit you, look for a source of income, to make savings and leave.

Your partner sits around your neck

Razvernom situation in the previous example. You asked half to quit your job and promised to keep. However, revenue was down, you're worried that you can not feed his family, and so moved into austerity mode. And this translates into quarreling.

What to do

Said that the situation has changed, discuss new opening and take a common decision. Such talk does not put you in a bad light, on the contrary, allows us to solve the situation simply and without losses. And if not, why do you need a man nearby, who is not ready to support you.

When you silently tightening the financial screws, look no savior, and abyuzerom.

Total income is not enough for the required

You both work, but even two salaries are not enough for the required payments. As a result, free time is spent on trying to figure out who is to blame.

What to do

Both of you are nervous, and you and pulls to blame the partner to take some of the responsibility from themselves. But this does not affect the size of the earnings. It is better to discuss how you will be next. You can:

• reduce costs - this is real, even if the income barely suffices;
• change jobs;
• find another job.

In a relationship no it matters who default should shoulder the responsibility to ensure the family. And if you feel that your partner is not enough trying to pay attention to what you do. Perhaps the hidden potential in this direction.

You have different financial goals

You want to become the owner of factories, newspapers, steamships, and your spouse is ready to settle for Khrushchev on the outskirts and no longer tense.

What to do

Remake person you are unlikely to succeed. In an extreme case, it will simulate a commitment to your goals, but not for long. You again save the negotiations, but this time it will have to communicate with itself. Decide whether you're willing to reach for their goals alone, maintaining relationships, or better to find a more ideologically close partner.

see also

• 13 sentences that deter money →
• How to learn to save up to 7 days to fix the habit →
• How to change your life, if you save for 3000 rubles per month →